Citizens Bank on 115 Texas 326 in Sour Lake, TX

Welcome to Citizens Bank (Banks) on 115 Texas 326 in Sour Lake, Texas. This bank is listed on Bank Map under Banks - All - Banks. You can reach us on phone number (409) 287-3518, fax number or email address . Our office is located on 115 Texas 326, Sour Lake, TX.

115,103 people like Citizens Bank and 3,525 people are talking about Citizens Bank on Facebook.


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  • Citizens Bank Branch Overview

    Available accounts

    CDs
    Checking
    Credit Cards
    Debit Cards
    IRAs
    Savings

    Contact details

    Address
    Citizens Bank
    115 Texas 326, Sour Lake
    77659 TX, USA

    Call Us
    (409) 287-3518


    For full contact details (including navigation data) to this bank have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)

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    Additional insights from Facebook

    Parking
    Parking lot: yes
    Street parking: yes
    Valet service: yes


    Other banks near 115 Texas 326

    Citizens Bank on 115 Texas 326 (2.1 miles away)
    Chapman- Robert R on 4345 Crow Rd (14.2 miles away)
    Wells Fargo Bank on 6250 Delaware St (14.2 miles away)
    Wells Fargo Bank on 8255 Gladys Ave (14.2 miles away)
    Chase Bank and ATM on 350 Dowlen Rd (14.2 miles away)
    Capital One on 3950 Dowlen Rd (14.2 miles away)
    Bank Of America on 265 Dowlen Rd (14.2 miles away)
    Capital One on 6363 Phelan Blvd (14.2 miles away)
    Bruce W Jackson CPA on 7060 Phelan Blvd #102 (14.2 miles away)
    Capital One on 3475 Phelan Blvd (14.6 miles away)
    Chase Bank on 6025 Eastex Freeway Plaza (15.7 miles away)
    Mid South Bank on 555 Dowlen Rd (15.7 miles away)
    Capital One Bank on 1255 N Main St (16.2 miles away)
    Wells Fargo Bank on 595 Interstate 10 N (16.2 miles away)
    Bank Of America on 2615 Calder Ave (16.7 miles away)
    Citizens Bank on 1055 S Pine St (17.3 miles away)
    Capital One on 3775 Stagg Dr (18.2 miles away)
    Bank of America ATM on 1010 Main St (18.2 miles away)
    Capital One on 510 Park St (18.2 miles away)
    Chase Bank and ATM on 995 Washington Blvd (20 miles away)


    This Citizens Bank is located nearby...

    Not sure where Citizens Bank on 115 Texas 326 is? The following places (sorted by popularity) are located nearby. We've also included the estimated walking distance.

    Twin County Baseball Field (0.11 miles away / 2 min walk)
    City of Sour Lake (0.81 miles away / 16 min walk)
    El Jalapeno (0.90 miles away / 18 min walk)
    TruckvilleTexas (0.62 miles away / 12 min walk)
    Tammy's Country Kitchen (0.63 miles away / 13 min walk)
    First Christian Church of Sour Lake (0.59 miles away / 12 min walk)
    Children's World Daycare & Pre-School (0.45 miles away / 9 min walk)
    FBC Sour Lake (0.91 miles away / 18 min walk)
    Dairy Queen - Sour Lake (0.69 miles away / 14 min walk)
    Sour Lake Fire Dept/HCESD#5 (0.87 miles away / 17 min walk)

    Corporate overview

    Founded in 1904, Citizens Bank is one of the 15 largest commercial banking companies in the United States. Citizens Bank have over 1000 branches and 3500 ATMs and about 16,000 employees in 12 states.


    Total employees

    15,442

    Total branches

    1,027

    Total deposits

    $76.6 billion (The total dollar amount of cash deposits held by Citizens Bank end of last financial quarter.)

    Total loans

    $72.4 billion (The total dollar amount of loans held by Citizens Bank end of last financial quarter.)

    FDIC

    57957

    Year founded

    1904

    Financial Strength

    Texas Ratio

    7.67%

    Deposit Growth

    0.036%

    Core Capitalization Ratio

    11.41%

    Citizens Bank Financial Statement

    RBS Citizens, National Association
    One Citizens Plaza
    Providence, Rhode Island 02903
    FDIC Certificate #57957
    Financial Summary as of 6/30/2013
    Source: FDIC Statistics on Depository Institutions
    (All Numbers in Thousands)
    TOTAL ASSETS
    $103,028,520
    Cash and Due from Depository Accounts $7,959,863
    Interest-Bearing Balances $6,982,142
    Securities $10,134,425
    Federal Funds Sold and Reverse Repurchase Agreements $0
    Net Loans and Leases $71,401,619
    Total Loans $72,407,900
    Loan Loss Allowance ($1,006,256)
    Trading Account Assets $610,993
    Bank Premises and Fixed Assets $528,489
    Other Real Estate Owned $59,074
    Goodwill and Other Intangibles $9,525,922
    All Other Assets $3,488,419
    TOTAL LIABILITIES
    $84,238,607
    Total Deposits $76,635,624
    Interest-Bearing Deposits $53,387,733
    Deposits Held in Domestic Offices $75,918,962
    % Insured 61.62%
    Federal Funds Purchased and Repurchase Agreements $4,497,135
    Trading Liabilities $535,787
    Other Borrowed Funds $246,356
    Subordinated Debt $260,000
    All Other Liabilities $2,063,705
    TOTAL EQUITY
    $18,789,913
    Total Bank Equity Capital $18,789,913
    Perpetual Preferred Stock $75
    Common Stock $1
    Surplus $16,360,719
    Undivided Profits $2,429,118
    Noncontrolling Interests in Consolidated Subsidiaries $0

    INCOME AND EXPENSE
    Net Interest Income $1,246,489
    Total Interest Income $1,449,806
    Total Interest Expense ($203,317)
    Provision For Loan and Lease Losses ($190,733)
    Total Noninterest Income $646,032
    Fiduciary Activities $11,410
    Service Charges on Deposit Accounts $188,746
    Trading Account Gains and Fees $29,255
    Additional Noninterest Income $416,621
    Total Noninterest Expense ($1,281,606)
    Salaries and Employee Benefits ($717,787)
    Premises and Equipment Expense ($246,023)
    Additional Noninterest Expense ($317,796)
    Pre-Tax Net Operating Income $420,182
    Securities Gains (Losses) $41,952
    Applicable Income Taxes $159,075
    Income Before Extraordinary Items $303,059
    Extraordinary Gains - Net $0
    Net Income Attributable to Bank $303,059
    Net Income Attributable to Noncontrolling Interests $0
    Net Income Attributable to Bank and Noncontrolling Interests $303,059
    Net Charge-Offs $220,111
    Cash Dividends $75,000
    Sale, Conversion, Retirement of Capital Stock, Net $0
    Net Operating Income $275,370

    PERFORMANCE AND CONDITION RATIOS
    Performance Ratios (%, Annualized)
    Yield on Earning Assets 3.27%
    Cost of Funding Earning Assets 0.46%
    Net Interest Margin 2.81%
    Noninterest Income to Average Assets 1.24%
    Noninterest Expense to Average Assets 2.46%
    Net Operating Income to Assets 0.53%
    Return on Assets (ROA) 0.58%
    Pretax Return on Assets 0.89%
    Return on Equity 3.22%
    Retained Earnings to Average Equity (YTD only) 2.42%
    Net Charge-offs to Loans 0.61%
    Credit Loss Provision to Net Charge-offs 86.65%
    Earnings Coverage of Net Loans Charge-Offs 2.78(x)
    Efficiency Ratio 67.72%
    Assets per employee ($ millions) $6.672
    Cash Dividends to Net Income (YTD only) 24.75%
    Condition Ratios (%)
    Loss Allowance to Loans 1.4%
    Loss Allowance to Noncurrent Loans 67.34%
    Noncurrent Assets Plus Other Real Estate Owned to Assets 1.51%
    Noncurrent Loans to Loans 2.08%
    Net Loans and Lease to Deposits 92.28%
    Net Loans and Leases to Core Deposits 95.03%
    Equity Capital to Assets 18.24%
    Core Capital Ratio 11.41%
    Tier 1 Risk-based Capital Ratio 12.86%
    Total Risk-based Capital Ratio 14.4%

    OTHER KEY FIGURES
    Asset-Side
    Average Assets $104,322,425
    Average Earning Assets $88,686,828
    Average Loans $72,634,518
    Noncurrent Loans and Leases $1,494,342
    Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government $88,778
    Income Earned, Not Collected on Loans $267,547
    Earning Assets $87,837,902
    Long-Term Assets (5+ Years) $28,195,376
    Average Assets, YTD $104,322,425
    Average Assets, 2 Year $104,071,640
    Total Risk Weighted Assets $79,191,477
    Adjusted Average Assets for Leverage Capital Purposes $89,265,059
    Life Insurance Assets $914,651
    General Account Life Insurance Assets $152,398
    Separate Account Life Insurance Assets $224,129
    Hybrid Account Life Insurance Assets $538,124
    Insider Loans $1,588
    Loans and Leases Held For Sale $428,973
    Liability-Side
    Volatile Liabilities $5,829,792
    FHLB Advances $26,287
    Unused Loan Commitments $40,473,077
    Total Unused Commitments $40,473,077
    Equity-Side
    Average Equity $18,834,903
    Tier 1 (core) Risk-Based Capital $10,186,900
    Tier 2 Risk-Based Capital $1,250,895
    Derivatives $40,622,264

    Routing numbers


    Citizens Bank Sour Lake routing numbers are listed on this site along with more information about how to find your routing number. Call Citizens Bank for more information about routing numbers.

    Routing numbers to Citizens Bank in Sour Lake are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.

    Your Citizens Bank routing number is printed at the bottom of your checks. Its the the first 9 digit number.
    routing state
    36076150 PA
    42104469 KY
    61203338 GA
    64107729 TN
    64205388 TN
    64207946 TN
    65304385 MS
    73921048 IA
    74905225 IN
    81504172 MO
    81507166 MO
    81518524 MO
    81905593 MO
    82907736 AR
    83903195 KY
    83907722 KY
    111922624 TX
    123204013 OR

    Job Openings

    Open positions for Citizens Bank in Sour Lake.

    Consumer Complaint Stats

    Product / Complaint category Complaints in 2013
    Bank account or service3
    Mortgage1
    Credit card1

    Citizens Bank Consumer Complaints (Texas, 2013)

    Average ratio for Citizens Bank: 1.25 complaints per branch.These numbers are gathered from the CFPB (Consumer Financial Protection Bureau) to give you a transparent overview of complaints Citizens Bank in Texas received in 2013.

    Having problems with your bank? File a bank account or service complaint here.

    Citizens Bank Bank Hours (Business hours)

    These are the bank hours for Citizens Bank. Call (409) 287-3518 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.

    Mon: 8:30AM-5PM,
    Tue: 8:30AM-5PM,
    Wed: 8:30AM-5PM,
    Thu: 8:30AM-5:30PM,
    Fri: 8:30AM-6PM,
    Sat: na,
    Sun: na

    Fees, interest rates and costs

    There's currently no additional information available about fees or rates for Citizens Bank.

    Ask a question or leave a comment

    We'd love to hear about your experience. Did you suffer through long waiting times, unprofessional staff or high fees or were you treated with great customer service, the business hours you were expecting and a great overall experience? This is your chance to share your thoughts about this branch and help other consumers get the best banking experience in your city.

    1 Comments, Questions or Reviews - Add


    Ralph Glenn Frazier asked a question

    How do I go about getting set up to do banking online? I want to keep my Paper Copies Coming but I would like to also access my account information on line as well.

    Written November 2014 on a Tuesday (2014-11-04)


    Share your experience

    We'd love to hear about your experience with Citizens Bank. Did you suffer through long waiting times, unprofessional staff or high fees or were you treated with great customer service, the business hours you were expecting and a great overall experience? This is your chance to share your thoughts about this branch and help other consumers get the best banking experience in Sour Lake.


    Address


    Bank location


    Bank address

    Citizens Bank
    115 Texas 326
    Sour Lake, TX 77659

    Navigation data

    Area Code: 409
    Latitude: 30.1307698
    Longitude: -94.4036107
    County: Hardin
    FIPS county code: 48199
    Ask question Write review

    External resources

    ATM locator
    Routing Numbers
    Official website


    Business hours


    Citizens Bank Bank Hours (Business hours)

    These are the bank hours for Citizens Bank. Call (409) 287-3518 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.

    Mon: 8:30AM-5PM,
    Tue: 8:30AM-5PM,
    Wed: 8:30AM-5PM,
    Thu: 8:30AM-5:30PM,
    Fri: 8:30AM-6PM,
    Sat: na,
    Sun: na

    Phone


    Phone: (409) 287-3518
    Fax: No listed fax number.

    Email address


    No listed email address.

    Areas of practice

    Citizens Bank is listed under Banks in Sour Lake, Texas .


    Pro tip Browse Banks & bank offices in Sour Lake, Texas by bank issue and category.


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