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Suntrust Bank on 4323 Ringgold Rd in Chattanooga, TN

Welcome to Suntrust Bank (Investment Services - B2B Banks) on 4323 Ringgold Rd in Chattanooga, Tennessee. This bank is listed on Bank Map under Banks - Investment Services - B2B Banks. You can reach us on phone number (800) 786-8787. Our office is located on 4323 Ringgold Rd, Chattanooga, TN.


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    • Suntrust Bank Branch Overview

    Available accounts

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    Contact details

    Address
    Suntrust Bank
    4323 Ringgold Rd, Chattanooga
    37412 TN, USA

    Call Us
    (800) 786-8787


    For full contact details (including navigation data) to this bank have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)

    Other banks near 4323 Ringgold Rd

    Fry- John E on 844 S Germantown Rd (0.6 miles away)
    Fsgbank on 4227 Ringgold Rd (0.6 miles away)
    Mulligan- Marty L on 1419 Marlboro Ave (0.6 miles away)
    Regions Bank on 5312 Ringgold Rd (0.6 miles away)
    Bb and T on 6501 Ringgold Rd (0.6 miles away)
    Regions Bank on 4334 Ringgold Rd (0.6 miles away)
    Suntrust Bank on 4323 Ringgold Rd (0.6 miles away)
    Regions Bank on 5515 Brainerd Rd (2 miles away)
    Bank Of America on 4011 Brainerd Rd (2 miles away)
    Regions Bank on 830 Eastgate Loop (2 miles away)
    Bank Of America on 5506 Brainerd Rd (2 miles away)
    Suntrust Bank on 3535 Brainerd Rd (2 miles away)
    Moore- Nancy S on 3529 Brainerd Rd (2 miles away)
    Suntrust Bank on 490 Greenway View Dr (2 miles away)
    Bank Of America on 4710 Rossville Blvd (2.9 miles away)
    First Tennessee on 2001 E 23rd St (2.9 miles away)
    Bank Of America on 633 Chestnut St (5.2 miles away)
    Regions Bank on 4538 Tennessee 58 (5.2 miles away)
    Suntrust Bank on 3734 St Elmo Ave (5.3 miles away)
    Regions Bank on 3614 Tennessee Ave (5.3 miles away)

    This Suntrust Bank is located nearby...

    Not sure where Suntrust Bank on 4323 Ringgold Rd is? The following places (sorted by popularity) are located nearby. We've also included the estimated walking distance.

    Lake Winnie (1.45 miles away / 29 min walk)
    Buds Sports Bar (1.84 miles away / 37 min walk)
    Carmike East Ridge 18 (0.97 miles away / 19 min walk)
    Provino's Italian Restaurant (1.03 miles away / 21 min walk)
    Rave Motion Pictures (0.97 miles away / 19 min walk)
    Holiday Bowl Brainerd (1.48 miles away / 30 min walk)
    Ichiban Japanese Steak House (1.60 miles away / 32 min walk)
    TN - GA state line (1.58 miles away / 32 min walk)
    Amigo Mexican Restaurant (1.05 miles away / 21 min walk)
    Brainerd Baptist Church (1.10 miles away / 22 min walk)

    Corporate overview

    While SunTrust was founded in 1891, the current company was formed in 1985 with the merge of Trust Company of Georgia and SunBanks Inc. Suntrust is the 9th largest bank in the United States, have 1,600 retail banking centers, 2,800 ATMs and over 24,000 employees. Most of SunTrusts branches and ATMs are located in Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee, Virginia and the District of Columbia.


    Total employees

    24,272

    Total branches

    1,033

    Total deposits

    $130 billion (The total dollar amount of cash deposits held by Suntrust Bank end of last financial quarter.)

    Total loans

    $124 billion (The total dollar amount of loans held by Suntrust Bank end of last financial quarter.)

    FDIC

    867

    Year founded

    1891

    Financial Strength

    Texas Ratio

    9.86%

    Deposit Growth

    -0.011%

    Core Capitalization Ratio

    9.73%

    Suntrust Bank Financial Statement

    SunTrust
    303 Peachtreet St, N.E.
    Atlanta, Georgia 30308
    FDIC Certificate #867
    Financial Summary as of 6/30/2013
    Source: FDIC Statistics on Depository Institutions
    (All Numbers in Thousands)
    TOTAL ASSETS    		 $167,101,823
    Cash and Due from Depository Accounts $2,942,838
    Interest-Bearing Balances $1,070,985
    Securities $22,293,356
    Federal Funds Sold and Reverse Repurchase Agreements $94,277
    Net Loans and Leases $121,760,151
    Total Loans $123,884,000
    Loan Loss Allowance ($2,124,238)
    Trading Account Assets $3,908,806
    Bank Premises and Fixed Assets $1,315,134
    Other Real Estate Owned $390,540
    Goodwill and Other Intangibles $7,097,489
    All Other Assets $5,549,363
    TOTAL LIABILITIES    		 $145,728,650
    Total Deposits $129,884,428
    Interest-Bearing Deposits $95,726,648
    Deposits Held in Domestic Offices $129,859,428
    % Insured 66.13%
    Federal Funds Purchased and Repurchase Agreements $1,051,917
    Trading Liabilities $534,213
    Other Borrowed Funds $9,450,930
    Subordinated Debt $1,809,249
    All Other Liabilities $2,997,913
    TOTAL EQUITY    		 $21,373,173
    Total Bank Equity Capital $21,267,968
    Perpetual Preferred Stock $0
    Common Stock $21,600
    Surplus $13,377,841
    Undivided Profits $7,868,527
    Noncontrolling Interests in Consolidated Subsidiaries $105,205

    INCOME AND EXPENSE
    Net Interest Income $2,461,493
    Total Interest Income $2,681,962
    Total Interest Expense ($220,469)
    Provision For Loan and Lease Losses ($355,858)
    Total Noninterest Income $1,412,528
    Fiduciary Activities $139,354
    Service Charges on Deposit Accounts $324,128
    Trading Account Gains and Fees $27,700
    Additional Noninterest Income $921,346
    Total Noninterest Expense ($2,534,869)
    Salaries and Employee Benefits ($1,237,382)
    Premises and Equipment Expense ($265,026)
    Additional Noninterest Expense ($1,032,461)
    Pre-Tax Net Operating Income $983,294
    Securities Gains (Losses) $-181
    Applicable Income Taxes $272,623
    Income Before Extraordinary Items $710,490
    Extraordinary Gains - Net $0
    Net Income Attributable to Bank $705,925
    Net Income Attributable to Noncontrolling Interests $4,565
    Net Income Attributable to Bank and Noncontrolling Interests $710,490
    Net Charge-Offs $404,690
    Cash Dividends $100,000
    Sale, Conversion, Retirement of Capital Stock, Net $0
    Net Operating Income $710,620

    PERFORMANCE AND CONDITION RATIOS
    Performance Ratios (%, Annualized)
    Yield on Earning Assets 3.57%
    Cost of Funding Earning Assets 0.29%
    Net Interest Margin 3.28%
    Noninterest Income to Average Assets 1.68%
    Noninterest Expense to Average Assets 3.02%
    Net Operating Income to Assets 0.85%
    Return on Assets (ROA) 0.84%
    Pretax Return on Assets 1.17%
    Return on Equity 6.62%
    Retained Earnings to Average Equity (YTD only) 5.68%
    Net Charge-offs to Loans 0.65%
    Credit Loss Provision to Net Charge-offs 87.93%
    Earnings Coverage of Net Loans Charge-Offs 3.31(x)
    Efficiency Ratio 65.22%
    Assets per employee ($ millions) $6.8846
    Cash Dividends to Net Income (YTD only) 14.17%
    Condition Ratios (%)
    Loss Allowance to Loans 1.69%
    Loss Allowance to Noncurrent Loans 96.91%
    Noncurrent Assets Plus Other Real Estate Owned to Assets 1.55%
    Noncurrent Loans to Loans 1.74%
    Net Loans and Lease to Deposits 95.09%
    Net Loans and Leases to Core Deposits 101.76%
    Equity Capital to Assets 12.73%
    Core Capital Ratio 9.73%
    Tier 1 Risk-based Capital Ratio 11.53%
    Total Risk-based Capital Ratio 13.58%

    OTHER KEY FIGURES
    Asset-Side
    Average Assets $167,969,599
    Average Earning Assets $150,097,045
    Average Loans $124,771,697
    Noncurrent Loans and Leases $2,191,955
    Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government $969,365
    Income Earned, Not Collected on Loans $640,755
    Earning Assets $149,599,549
    Long-Term Assets (5+ Years) $50,080,577
    Average Assets, YTD $167,969,599
    Average Assets, 2 Year $167,415,996
    Total Risk Weighted Assets $136,734,915
    Adjusted Average Assets for Leverage Capital Purposes $161,885,724
    Life Insurance Assets $692,514
    General Account Life Insurance Assets $396,569
    Separate Account Life Insurance Assets $148,789
    Hybrid Account Life Insurance Assets $147,156
    Insider Loans $40,042
    Loans and Leases Held For Sale $3,358,815
    Liability-Side
    Volatile Liabilities $6,741,082
    FHLB Advances $6,973,257
    Unused Loan Commitments $59,917,570
    Total Unused Commitments $59,917,570
    Equity-Side
    Average Equity $21,337,223
    Tier 1 (core) Risk-Based Capital $15,758,930
    Tier 2 Risk-Based Capital $2,804,456
    Derivatives $266,991,233

    Routing numbers

    Suntrust Bank Chattanooga routing numbers are listed on this site along with more information about how to find your routing number. Call Suntrust Bank for more information about routing numbers.

    Routing numbers to Suntrust Bank in Chattanooga are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.



    1: Financial Institution Routing Transit Number / 2: Account Number / 3: ACH Routing Transit Number / 4: Check Number

    Job Openings

    Open positions for Suntrust Bank in Chattanooga.

    Consumer Complaint Stats

    Product / Complaint category Complaints in 2013
    Mortgage8
    Bank account or service7
    Credit card1
    Consumer loan1

    Suntrust Bank Consumer Complaints (Tennessee, 2013)

    Average ratio for Suntrust Bank: 1.08 complaints per branch.These numbers are gathered from the CFPB (Consumer Financial Protection Bureau) to give you a transparent overview of complaints Suntrust Bank in Tennessee received in 2013.

    Having problems with your bank? File a bank account or service complaint here.

    Suntrust Bank Bank Hours (Business hours)

    These are the bank hours for Suntrust Bank. Call (800) 786-8787 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.

    Monday - Thursday 9-4
    Friday 9-6
    Saturday CLOSED
    Sunday CLOSED

    Fees, interest rates and costs

    There's currently no additional information available about fees or rates for Suntrust Bank.

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    Address

    Bank location


    Bank address

    Suntrust Bank
    4323 Ringgold Rd
    Chattanooga, TN 37412

    Navigation data

    Area Code: 423
    Latitude: 34.996457
    Longitude: -85.238629
    County: Hamilton
    FIPS county code: 47065
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    External resources

    ATM locator
    Routing Numbers
    Official website

    Phone

    Phone: (800) 786-8787
    Fax: No listed fax number.

    Email address

    No listed email address.

    Areas of practice

    Suntrust Bank is listed under Investment Services - B2B Banks in Chattanooga, Tennessee .

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