PNC Bank on 69306 Main St in Richmond, Michigan (MI)

PNC Bank on 69306 Main St in Richmond, MI

Welcome to PNC Bank (B2B Banks - ATMs) on 69306 Main St in Richmond, Michigan. This bank is listed on Bank Map under Banks - B2B Banks - ATMs. You can reach us on phone number (586) 727-7581. Our office is located on 69306 Main St, Richmond, MI.

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PNC Bank Branch Overview

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Contact details

Address
PNC Bank
69306 Main St, Richmond
48062 MI, USA

Call Us
(586) 727-7581

For full contact details (including navigation data) to this bank have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)

Other banks near 69306 Main St

Comerica Inc on 66900 Gratiot Ave (3.3 miles away)
Bank of America on 67270 Main St (3.3 miles away)
Bank of America ATM on 67480 Main St (3.3 miles away)
PNC Bank on 69306 Main St (3.3 miles away)
First State Bank on 67225 Gratiot Ave (3.3 miles away)
Bank of America ATM on 52950 Gratiot Ave (3.3 miles away)
PNC Bank on 58892 Gratiot Ave (5.2 miles away)
Bank of America on 2030 River Rd (6.9 miles away)
Fifth Third Bank on 74195 Fulton St (8.6 miles away)
Bank of America on 30650 23 Mile Rd (9 miles away)
TCF Bank on 33075 23 Mile Rd (9 miles away)
Chase Bank on 35000 23 Mile Rd (9 miles away)
Bank of America ATM on 33920 23 Mile Rd (9 miles away)
Chaney- Clara on 51058 DW Seaton Dr (9 miles away)
Chaney- Clara on 51058 DW Seaton Dr (9 miles away)
Flagstar Bank on 34680 23 Mile Rd (9 miles away)
Bank of America ATM on 37100 Green St (9 miles away)
Comerica Bank on 32777 23 Mile Rd (9 miles away)
Citizen First Bank on 33970 23 Mile Rd (9 miles away)
Fifth Third Bank on 8920 Dixie Hwy (9.1 miles away)

This PNC Bank is located nearby...

Not sure where PNC Bank on 69306 Main St is? The following places (sorted by popularity) are located nearby. We've also included the estimated walking distance.

Chaps Richmond (0.03 miles away / 1 min walk)
Anytime Fitness Richmond Michigan (1.61 miles away / 32 min walk)
Richmond Good Old Days (0.27 miles away / 5 min walk)
Ted's Coney Island (1.57 miles away / 31 min walk)
Ken's Country Kitchen North (0.06 miles away / 1 min walk)
Village Cafe (0.20 miles away / 4 min walk)
Brengman's Innland (1.59 miles away / 32 min walk)
Macomb Orchard trail, Richmond (0.14 miles away / 3 min walk)
Dick Huvaere's Richmond Chrysler Dodge Jeep RAM SRT Mopar (1.20 miles away / 24 min walk)
Elite Personal Fitness (1.75 miles away / 35 min walk)

Corporate overview

PNC Financial Services Group, Inc ("PNC Bank" is an American financial services corporation, with assets of $271.2 billion. PNC operates in 20 US states and have more than 2,700 branches, 7,400 ATM machines and over 50,000 employees. PNC is headquartered in Pittsburgh. PNC is the 3rd largest off-the-premise ATM provider, 5th largest bank by number of branches and 6th largest bank by deposits.

Total employees

51,779

Total branches

1,903

Total deposits

$216 billion (The total dollar amount of cash deposits held by PNC Bank end of last financial quarter.)

Total loans

$190 billion (The total dollar amount of loans held by PNC Bank end of last financial quarter.)

FDIC

6384

Year founded

1804

Financial Strength

Texas Ratio

17.83%

Deposit Growth

0.008%

Core Capitalization Ratio

10.1%

PNC Bank Financial Statement

PNC Bank
222 Delaware Avenue
Wilmington, Delaware 19899
FDIC Certificate #6384
Financial Summary as of 6/30/2013
Source: FDIC Statistics on Depository Institutions
*(All Numbers in Thousands)*
TOTAL ASSETS	$294,525,586
Cash and Due from Depository Accounts	$7,799,644
Interest-Bearing Balances	$3,756,881
Securities	$57,341,600
Federal Funds Sold and Reverse Repurchase Agreements	$1,851,925
Net Loans and Leases	$186,247,781
Total Loans	$190,019,000
Loan Loss Allowance	($3,771,435)
Trading Account Assets	$3,079,123
Bank Premises and Fixed Assets	$4,467,575
Other Real Estate Owned	$742,697
Goodwill and Other Intangibles	$11,227,702
All Other Assets	$18,104,349
TOTAL LIABILITIES	$256,835,949
Total Deposits	$216,139,075
Interest-Bearing Deposits	$148,621,588
Deposits Held in Domestic Offices	$209,784,952
% Insured	65.76%
Federal Funds Purchased and Repurchase Agreements	$3,293,281
Trading Liabilities	$2,378,119
Other Borrowed Funds	$21,908,170
Subordinated Debt	$6,263,208
All Other Liabilities	$6,854,096
TOTAL EQUITY	$37,689,637
Total Bank Equity Capital	$35,897,895
Perpetual Preferred Stock	$500,000
Common Stock	$240,060
Surplus	$27,783,919
Undivided Profits	$7,373,916
Noncontrolling Interests in Consolidated Subsidiaries	$1,791,742

INCOME AND EXPENSE
Net Interest Income	$4,646,841
Total Interest Income	$5,007,342
Total Interest Expense	($360,501)
Provision For Loan and Lease Losses	($399,804)
Total Noninterest Income	$2,703,233
Fiduciary Activities	$354,159
Service Charges on Deposit Accounts	$503,545
Trading Account Gains and Fees	$122,013
Additional Noninterest Income	$1,723,516
Total Noninterest Expense	($4,476,741)
Salaries and Employee Benefits	($2,092,110)
Premises and Equipment Expense	($611,007)
Additional Noninterest Expense	($1,773,624)
Pre-Tax Net Operating Income	$2,473,529
Securities Gains (Losses)	$61,239
Applicable Income Taxes	$677,306
Income Before Extraordinary Items	$1,857,462
Extraordinary Gains - Net	$0
Net Income Attributable to Bank	$1,791,624
Net Income Attributable to Noncontrolling Interests	$65,838
Net Income Attributable to Bank and Noncontrolling Interests	$1,857,462
Net Charge-Offs	$663,709
Cash Dividends	$1,390,375
Sale, Conversion, Retirement of Capital Stock, Net	$-3,432
Net Operating Income	$1,812,757

PERFORMANCE AND CONDITION RATIOS
Performance Ratios (%, Annualized)
Yield on Earning Assets	3.96%
Cost of Funding Earning Assets	0.29%
Net Interest Margin	3.68%
Noninterest Income to Average Assets	1.84%
Noninterest Expense to Average Assets	3.05%
Net Operating Income to Assets	1.24%
Return on Assets (ROA)	1.22%
Pretax Return on Assets	1.68%
Return on Equity	9.91%
Retained Earnings to Average Equity (YTD only)	2.22%
Net Charge-offs to Loans	0.69%
Credit Loss Provision to Net Charge-offs	60.24%
Earnings Coverage of Net Loans Charge-Offs	4.33(x)
Efficiency Ratio	59.89%
Assets per employee ($ millions)	$5.6881
Cash Dividends to Net Income (YTD only)	77.6%
Condition Ratios (%)
Loss Allowance to Loans	1.95%
Loss Allowance to Noncurrent Loans	55.05%
Noncurrent Assets Plus Other Real Estate Owned to Assets	2.58%
Noncurrent Loans to Loans	3.54%
Net Loans and Lease to Deposits	87.87%
Net Loans and Leases to Core Deposits	91.36%
Equity Capital to Assets	12.19%
Core Capital Ratio	10.1%
Tier 1 Risk-based Capital Ratio	11.11%
Total Risk-based Capital Ratio	14.2%

OTHER KEY FIGURES
Asset-Side
Average Assets	$293,219,868
Average Earning Assets	$252,741,982
Average Loans	$191,164,699
Noncurrent Loans and Leases	$6,851,267
Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government	$2,013,247
Income Earned, Not Collected on Loans	$956,104
Earning Assets	$254,292,725
Long-Term Assets (5+ Years)	$79,068,936
Average Assets, YTD	$293,219,868
Average Assets, 2 Year	$292,316,607
Total Risk Weighted Assets	$255,576,781
Adjusted Average Assets for Leverage Capital Purposes	$281,147,789
Life Insurance Assets	$7,397,969
General Account Life Insurance Assets	$4,590,137
Separate Account Life Insurance Assets	$1,680,243
Hybrid Account Life Insurance Assets	$1,127,589
Insider Loans	$6,208
Loans and Leases Held For Sale	$3,823,372
Liability-Side
Volatile Liabilities	$27,352,503
FHLB Advances	$9,497,804
Unused Loan Commitments	$125,732,555
Total Unused Commitments	$125,732,555
Equity-Side
Average Equity	$36,169,903
Tier 1 (core) Risk-Based Capital	$28,385,526
Tier 2 Risk-Based Capital	$7,911,781
Derivatives	$376,778,522

Routing numbers

PNC Bank Richmond routing numbers are listed on this site along with more information about how to find your routing number. Call PNC Bank for more information about routing numbers.

Routing numbers to PNC Bank in Richmond are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.

Your PNC routing number is a 9 digit number that can be found in the bottom corner of your checks. It 9-digit number at the bottom of your checks -he region in which you opened your account.

Contact your bank or login to your online banking account if you can't remember where you opened your account. If you know the location you can use the list below.

Region	Routing Number
Delaware	031100089
Florida	043002900, 267084199
Greater Washington Area	054000030
Illinois	071921891
Indiana	083009060, 083000108, 071921891
Kentucky	083000108
Kentucky - Northern	042100188
New Jersey	031207607
Michigan	041000124
Missouri	071921891
Ohio	042000398, 041000124
Ohio - Youngstown	043000096
Pennsylvania - Central, North	043000096
Pennsylvania - Central, South	031312738
Pennsylvania - Northeast	031300012
Pennsylvania - Northwest	043300738
Pennsylvania - Philadelphia	031000053
Pennsylvania - Pittsburgh	043000096
Wisconsin	071921891

Job Openings

Open positions for PNC Bank in Richmond.

Consumer Complaint Stats

Product / Complaint category	Complaints in 2013
Bank account or service	9
Mortgage	6
Money transfers	2
Consumer loan	1

PNC Bank Consumer Complaints (Michigan, 2013)

Average ratio for PNC Bank: 0.86 complaints per branch.These numbers are gathered from the CFPB (Consumer Financial Protection Bureau) to give you a transparent overview of complaints PNC Bank in Michigan received in 2013.

Having problems with your bank? File a bank account or service complaint here.

PNC Bank Bank Hours (Business hours)

These are the bank hours for PNC Bank. Call (586) 727-7581 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.

Sunday: Closed
Monday: 8:30 AM - 5:00 PM
Tuesday: 8:30 AM - 5:00 PM
Wednesday: 8:30 AM - 5:00 PM
Thursday: 8:30 AM - 6:00 PM
Friday: 8:30 AM - 6:00 PM
Saturday: Closed

Fees, interest rates and costs

There's currently no additional information available about fees or rates for PNC Bank.

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PNC Bank
on 69306 Main St in Richmond, MI