Chase on 1590 N Main St in Salinas, California (CA)

Chase on 1590 N Main St in Salinas, CA

Welcome to Chase (Other Real Estate - Real Estate Financing) on 1590 N Main St in Salinas, California. This bank is listed on Bank Map under Banks - Other Real Estate - Real Estate Financing. You can reach us on phone number (831) 449-0331. Our office is located on 1590 N Main St, Salinas, CA.

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Chase Branch Overview

Available accounts

CDs
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Credit Cards
Debit Cards
Gift Cards
Health Savings Account (HSAs)
IRAs
Savings

Contact details

Address
Chase
1590 N Main St, Salinas
93906 CA, USA

Call Us
(831) 449-0331

For full contact details (including navigation data) to this bank have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)

Other banks near 1590 N Main St

This Chase is located nearby...

Not sure where Chase on 1590 N Main St is? The following places (sorted by popularity) are located nearby. We've also included the estimated walking distance.

Northridge Mall (0.69 miles away / 14 min walk)
Applebee's Salinas, CA (0.86 miles away / 17 min walk)
Gold's Gym Salinas (1.70 miles away / 34 min walk)
Olive Garden (0.30 miles away / 6 min walk)
Northridge Cinemas (0.65 miles away / 13 min walk)
In-Shape: Salinas Northeast (0.23 miles away / 5 min walk)
Chili's Grill & Bar (1.12 miles away / 22 min walk)
Chuck E. Cheese's (0.76 miles away / 15 min walk)
Red Lobster - Salinas, CA (0.59 miles away / 12 min walk)
BJ's Restaurant and Brewhouse (0.62 miles away / 12 min walk)

Corporate overview

Known as Chase Manhattan Bank until the merger with J.P. Morgan & Co in 2000, Chase is one of the biggest banks in the United States with 5,000+ branches and 16,000+ ATMs. "The Banker" (a British magazine) rated Chase as worlds best bank in 2009-10.

Total employees

200,088

Total branches

930

Total deposits

$1.25 trillion (The total dollar amount of cash deposits held by Chase end of last financial quarter.)

Total loans

$624 billion (The total dollar amount of loans held by Chase end of last financial quarter.)

FDIC

628

Year founded

1824

Financial Strength

Texas Ratio

18.43%

Deposit Growth

0.071%

Core Capitalization Ratio

6.34%

Chase Financial Statement

Chase
1111 Polaris Parkway
Columbus, Ohio 43240
FDIC Certificate #628
Financial Summary as of 6/30/2013
Source: FDIC Statistics on Depository Institutions
*(All Numbers in Thousands)*
TOTAL ASSETS	$1,947,794,000
Cash and Due from Depository Accounts	$342,118,000
Interest-Bearing Balances	$315,316,000
Securities	$333,873,000
Federal Funds Sold and Reverse Repurchase Agreements	$223,449,000
Net Loans and Leases	$608,133,000
Total Loans	$623,757,000
Loan Loss Allowance	($15,624,000)
Trading Account Assets	$271,231,000
Bank Premises and Fixed Assets	$10,725,000
Other Real Estate Owned	$2,384,000
Goodwill and Other Intangibles	$37,339,000
All Other Assets	$122,461,000
TOTAL LIABILITIES	$1,796,301,000
Total Deposits	$1,249,452,000
Interest-Bearing Deposits	$861,943,000
Deposits Held in Domestic Offices	$916,543,000
% Insured	29.01%
Federal Funds Purchased and Repurchase Agreements	$180,518,000
Trading Liabilities	$110,693,000
Other Borrowed Funds	$133,978,000
Subordinated Debt	$28,774,000
All Other Liabilities	$92,886,000
TOTAL EQUITY	$151,493,000
Total Bank Equity Capital	$151,237,000
Perpetual Preferred Stock	$0
Common Stock	$1,785,000
Surplus	$77,582,000
Undivided Profits	$71,870,000
Noncontrolling Interests in Consolidated Subsidiaries	$256,000

INCOME AND EXPENSE
Net Interest Income	$16,472,000
Total Interest Income	$19,313,000
Total Interest Expense	($2,841,000)
Provision For Loan and Lease Losses	($-127,000)
Total Noninterest Income	$21,165,000
Fiduciary Activities	$1,864,000
Service Charges on Deposit Accounts	$2,209,000
Trading Account Gains and Fees	$7,539,000
Additional Noninterest Income	$9,553,000
Total Noninterest Expense	($24,482,000)
Salaries and Employee Benefits	($13,215,000)
Premises and Equipment Expense	($3,238,000)
Additional Noninterest Expense	($8,029,000)
Pre-Tax Net Operating Income	$13,282,000
Securities Gains (Losses)	$631,000
Applicable Income Taxes	$3,713,000
Income Before Extraordinary Items	$10,200,000
Extraordinary Gains - Net	$0
Net Income Attributable to Bank	$10,189,000
Net Income Attributable to Noncontrolling Interests	$11,000
Net Income Attributable to Bank and Noncontrolling Interests	$10,200,000
Net Charge-Offs	$1,434,000
Cash Dividends	$1,000,000
Sale, Conversion, Retirement of Capital Stock, Net	$0
Net Operating Income	$9,739,370

PERFORMANCE AND CONDITION RATIOS
Performance Ratios (%, Annualized)
Yield on Earning Assets	2.32%
Cost of Funding Earning Assets	0.34%
Net Interest Margin	1.98%
Noninterest Income to Average Assets	2.19%
Noninterest Expense to Average Assets	2.54%
Net Operating Income to Assets	1.01%
Return on Assets (ROA)	1.06%
Pretax Return on Assets	1.44%
Return on Equity	13.68%
Retained Earnings to Average Equity (YTD only)	12.34%
Net Charge-offs to Loans	0.46%
Credit Loss Provision to Net Charge-offs	-8.86%
Earnings Coverage of Net Loans Charge-Offs	9.17(x)
Efficiency Ratio	64.63%
Assets per employee ($ millions)	$9.7347
Cash Dividends to Net Income (YTD only)	9.81%
Condition Ratios (%)
Loss Allowance to Loans	2.52%
Loss Allowance to Noncurrent Loans	55.29%
Noncurrent Assets Plus Other Real Estate Owned to Assets	1.6%
Noncurrent Loans to Loans	4.56%
Net Loans and Lease to Deposits	48.36%
Net Loans and Leases to Core Deposits	68.84%
Equity Capital to Assets	7.76%
Core Capital Ratio	6.34%
Tier 1 Risk-based Capital Ratio	10.01%
Total Risk-based Capital Ratio	12.87%

OTHER KEY FIGURES
Asset-Side
Average Assets	$1,930,905,667
Average Earning Assets	$1,661,619,000
Average Loans	$623,428,000
Noncurrent Loans and Leases	$28,257,000
Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government	$10,835,000
Income Earned, Not Collected on Loans	$4,521,000
Earning Assets	$1,678,551,000
Long-Term Assets (5+ Years)	$287,180,000
Average Assets, YTD	$1,930,905,667
Average Assets, 2 Year	$1,947,972,000
Total Risk Weighted Assets	$1,207,865,000
Adjusted Average Assets for Leverage Capital Purposes	$1,905,940,000
Life Insurance Assets	$10,257,000
General Account Life Insurance Assets	$5,254,000
Separate Account Life Insurance Assets	$5,003,000
Hybrid Account Life Insurance Assets	$0
Insider Loans	$1,484,000
Loans and Leases Held For Sale	$3,779,000
Liability-Side
Volatile Liabilities	$670,338,000
FHLB Advances	$42,687,000
Unused Loan Commitments	$386,709,000
Total Unused Commitments	$386,709,000
Equity-Side
Average Equity	$148,958,333
Tier 1 (core) Risk-Based Capital	$120,912,000
Tier 2 Risk-Based Capital	$34,590,000
Derivatives	$2,147,483,647

Routing numbers

Chase Salinas routing numbers are listed on this site along with more information about how to find your routing number. Call Chase for more information about routing numbers.

Routing numbers to Chase in Salinas are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.

Routing/transit number can be obtained from a voided check.

All routing and transit numbers are also available below, by state.

Routing/Transit Numbers

Region	Routing/Transit Number
Arizona	122100024
California	322271627
Colorado	102001017
Connecticut	021100361
Florida	267084131
Georgia	061092387
Idaho	123271978
Illinois	071000013
Indiana	074000010
Kentucky	083000137
Louisiana	065400137
Michigan	072000326
Nevada	322271627
New Jersey	021202337
New York – Downstate	021000021
New York – Upstate	022300173
Ohio	044000037
Oklahoma	103000648
Oregon	325070760
Texas	111000614
Utah	124001545
Washington	325070760
West Virginia	051900366
Wisconsin	075000019

Job Openings

Open positions for Chase in Salinas.

Consumer Complaint Stats

Product / Complaint category	Complaints in 2013
Mortgage	63
Bank account or service	33
Credit card	8
Debt collection	4
Money transfers	4
Consumer loan	3
Student loan	1

Chase Consumer Complaints (California, 2013)

These numbers are gathered from the CFPB (Consumer Financial Protection Bureau) to give you a transparent overview of complaints Chase in California received in 2013.

Having problems with your bank? File a bank account or service complaint here.

Chase Bank Hours (Business hours)

These are the bank hours for Chase. Call (831) 449-0331 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.

Mon 9:00 am - 6:00 pm
Tue 9:00 am - 6:00 pm
Wed 9:00 am - 6:00 pm
Thu 9:00 am - 6:00 pm
Fri 9:00 am - 6:00 pm
Sat 9:00 am - 4:00 pm
Sun Closed

Fees, interest rates and costs

There's currently no additional information available about fees or rates for Chase.

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Chase
on 1590 N Main St in Salinas, CA