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Bank of America on 3235 Fulton Ave in Central Square, NY

Welcome to Bank of America (Banks - Investment Services) on 3235 Fulton Ave in Central Square, New York. This bank is listed on Bank Map under Cash & Check Advances - Banks - Investment Services. You can reach us on phone number (315) 676-2122. Our office is located on 3235 Fulton Ave, Central Square, NY.


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    • Bank of America Branch Overview

    Available accounts

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    Contact details

    Address
    Bank of America
    3235 Fulton Ave, Central Square
    13036 NY, USA

    Call Us
    (315) 676-2122


    For full contact details (including navigation data) to this bank have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)

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    This Bank of America is located nearby...

    Not sure where Bank of America on 3235 Fulton Ave is? The following places (sorted by popularity) are located nearby. We've also included the estimated walking distance.

    Good Golly's Family Restaurant (1.38 miles away / 28 min walk)
    Walmart Central Square (1.01 miles away / 20 min walk)
    Green Acres Lanes (0.92 miles away / 18 min walk)
    R Diner (1.16 miles away / 23 min walk)
    McDonald's at 3001 East Ave (1.00 miles away / 20 min walk)
    C.S. Urgent Care (0.78 miles away / 16 min walk)
    All About Fitness (0.08 miles away / 2 min walk)
    Sunshine Horses (1.71 miles away / 34 min walk)
    The Prestige Studio (0.13 miles away / 3 min walk)
    Central Square High School (0.52 miles away / 10 min walk)

    Corporate overview

    Bank of America was founded in 1904 and is currently headquartered in Charlotte, North Carolina. Bank of America currently operates 5,377 branches across 36 states and have 167,162 employees.


    Total employees

    167,162

    Total branches

    6,818

    Total deposits

    $1.09 trillion (The total dollar amount of cash deposits held by Bank Of America end of last financial quarter.)

    Total loans

    $776 billion (The total dollar amount of loans held by Bank Of America end of last financial quarter.)

    FDIC

    3510

    Year founded

    1904

    Financial Strength

    Texas Ratio

    28.77%

    Deposit Growth

    0.02%

    Core Capitalization Ratio

    8.96%

    Bank Of America Financial Statement

    Bank of America
    100 North Tryon St
    Charlotte, North Carolina 28202
    FDIC Certificate #3510
    Financial Summary as of 6/30/2013
    Source: FDIC Statistics on Depository Institutions
    (All Numbers in Thousands)
    TOTAL ASSETS    		 $1,429,737,000
    Cash and Due from Depository Accounts $78,162,000
    Interest-Bearing Balances $52,424,000
    Securities $287,978,000
    Federal Funds Sold and Reverse Repurchase Agreements $15,061,000
    Net Loans and Leases $750,815,000
    Total Loans $765,772,000
    Loan Loss Allowance ($14,957,000)
    Trading Account Assets $106,805,000
    Bank Premises and Fixed Assets $9,292,000
    Other Real Estate Owned $2,110,000
    Goodwill and Other Intangibles $63,597,000
    All Other Assets $96,831,000
    TOTAL LIABILITIES    		 $1,252,047,000
    Total Deposits $1,090,917,000
    Interest-Bearing Deposits $719,893,000
    Deposits Held in Domestic Offices $1,019,084,000
    % Insured 38.42%
    Federal Funds Purchased and Repurchase Agreements $34,528,000
    Trading Liabilities $33,031,000
    Other Borrowed Funds $49,350,000
    Subordinated Debt $9,313,000
    All Other Liabilities $34,908,000
    TOTAL EQUITY    		 $177,690,000
    Total Bank Equity Capital $177,650,000
    Perpetual Preferred Stock $0
    Common Stock $3,020,000
    Surplus $143,957,000
    Undivided Profits $30,673,000
    Noncontrolling Interests in Consolidated Subsidiaries $40,000

    INCOME AND EXPENSE
    Net Interest Income $16,685,000
    Total Interest Income $18,205,000
    Total Interest Expense ($1,520,000)
    Provision For Loan and Lease Losses ($956,000)
    Total Noninterest Income $17,697,000
    Fiduciary Activities $824,000
    Service Charges on Deposit Accounts $2,580,000
    Trading Account Gains and Fees $-311,000
    Additional Noninterest Income $14,604,000
    Total Noninterest Expense ($20,306,000)
    Salaries and Employee Benefits ($9,286,000)
    Premises and Equipment Expense ($2,551,000)
    Additional Noninterest Expense ($8,469,000)
    Pre-Tax Net Operating Income $13,120,000
    Securities Gains (Losses) $523,000
    Applicable Income Taxes $4,609,000
    Income Before Extraordinary Items $9,034,000
    Extraordinary Gains - Net $0
    Net Income Attributable to Bank $9,034,000
    Net Income Attributable to Noncontrolling Interests $0
    Net Income Attributable to Bank and Noncontrolling Interests $9,034,000
    Net Charge-Offs $2,164,000
    Cash Dividends $2,957,000
    Sale, Conversion, Retirement of Capital Stock, Net $-72,000
    Net Operating Income $8,688,820

    PERFORMANCE AND CONDITION RATIOS
    Performance Ratios (%, Annualized)
    Yield on Earning Assets 2.92%
    Cost of Funding Earning Assets 0.24%
    Net Interest Margin 2.67%
    Noninterest Income to Average Assets 2.4%
    Noninterest Expense to Average Assets 2.75%
    Net Operating Income to Assets 1.18%
    Return on Assets (ROA) 1.23%
    Pretax Return on Assets 1.85%
    Return on Equity 10.03%
    Retained Earnings to Average Equity (YTD only) 6.74%
    Net Charge-offs to Loans 0.55%
    Credit Loss Provision to Net Charge-offs 44.18%
    Earnings Coverage of Net Loans Charge-Offs 6.5(x)
    Efficiency Ratio 58.71%
    Assets per employee ($ millions) $8.553
    Cash Dividends to Net Income (YTD only) 32.73%
    Condition Ratios (%)
    Loss Allowance to Loans 1.91%
    Loss Allowance to Noncurrent Loans 29.56%
    Noncurrent Assets Plus Other Real Estate Owned to Assets 3.71%
    Noncurrent Loans to Loans 6.45%
    Net Loans and Lease to Deposits 70.57%
    Net Loans and Leases to Core Deposits 78.91%
    Equity Capital to Assets 12.43%
    Core Capital Ratio 8.96%
    Tier 1 Risk-based Capital Ratio 12.28%
    Total Risk-based Capital Ratio 14.02%

    OTHER KEY FIGURES
    Asset-Side
    Average Assets $1,474,656,095
    Average Earning Assets $1,247,544,680
    Average Loans $782,141,273
    Noncurrent Loans and Leases $50,605,000
    Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government $25,473,000
    Income Earned, Not Collected on Loans $2,847,000
    Earning Assets $1,207,364,000
    Long-Term Assets (5+ Years) $502,838,000
    Average Assets, YTD $1,474,656,095
    Average Assets, 2 Year $1,459,019,000
    Total Risk Weighted Assets $1,007,023,000
    Adjusted Average Assets for Leverage Capital Purposes $1,379,545,000
    Life Insurance Assets $19,480,000
    General Account Life Insurance Assets $2,080,000
    Separate Account Life Insurance Assets $17,400,000
    Hybrid Account Life Insurance Assets $0
    Insider Loans $5,000
    Loans and Leases Held For Sale $12,189,000
    Liability-Side
    Volatile Liabilities $181,487,000
    FHLB Advances $26,104,000
    Unused Loan Commitments $373,600,000
    Total Unused Commitments $373,600,000
    Equity-Side
    Average Equity $180,218,492
    Tier 1 (core) Risk-Based Capital $123,627,000
    Tier 2 Risk-Based Capital $18,873,000
    Derivatives $2,147,483,647

    Routing numbers

    Bank of America Central Square routing numbers are listed on this site along with more information about how to find your routing number. Call Bank of America for more information about routing numbers.

    Routing numbers to Bank of America in Central Square are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.

    You can find your paper-, electronic- or wire transfer routing number on the "Information and services" tab in your Online Banking account. See below for a full list of routing numbers by state and by type.
    Alabama 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Alaska 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Arizona 
    Paper (ex. Ordering Checks):122101706
    Electronic (ex. Deposit / Auto Payment):122101706
    Wire Transfer:026009593
    Arkansas 
    Paper (ex. Ordering Checks):082000073
    Electronic (ex. Deposit / Auto Payment):082000073
    Wire Transfer:026009593
    California, North 
    Paper (ex. Ordering Checks):121000358
    Electronic (ex. Deposit / Auto Payment):121000358
    Wire Transfer:026009593
    California, South 
    Paper (ex. Ordering Checks):122000661
    Electronic (ex. Deposit / Auto Payment):121000358
    Wire Transfer:026009593
    Colorado 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Connecticut 
    Paper (ex. Ordering Checks):011900571
    Electronic (ex. Deposit / Auto Payment):011900254
    Wire Transfer:026009593
    Delaware 
    Paper (ex. Ordering Checks):031202084
    Electronic (ex. Deposit / Auto Payment):031202084
    Wire Transfer:026009593
    Washington DC 
    Paper (ex. Ordering Checks):054001204
    Electronic (ex. Deposit / Auto Payment):054001204
    Wire Transfer:026009593
    Florida, East 
    Paper (ex. Ordering Checks):063000047
    Electronic (ex. Deposit / Auto Payment):063100277
    Wire Transfer:026009593
    Florida, West 
    Paper (ex. Ordering Checks):063100277
    Electronic (ex. Deposit / Auto Payment):063100277
    Wire Transfer:026009593
    Georgia 
    Paper (ex. Ordering Checks):061000052
    Electronic (ex. Deposit / Auto Payment):061000052
    Wire Transfer:026009593
    Hawaii 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Idaho 
    Paper (ex. Ordering Checks):123103716
    Electronic (ex. Deposit / Auto Payment):123103716
    Wire Transfer:026009593
    Illinois 
    Paper (ex. Ordering Checks):081904808
    Electronic (ex. Deposit / Auto Payment):081904808
    Wire Transfer:026009593
    Illinois - Chicago Metro 
    Paper (ex. Ordering Checks):071103619
    Electronic (ex. Deposit / Auto Payment):081904808
    Wire Transfer:026009593
    Accounts opened online with
    Bank of America before 8/23/2008    		 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Accounts opened online with
    Bank of America after 8/23/2008    		 
    Paper (ex. Ordering Checks):081904808
    Electronic (ex. Deposit / Auto Payment):081904808
    Wire Transfer:026009593
    All other Indiana accounts 
    Paper (ex. Ordering Checks):071214579
    Electronic (ex. Deposit / Auto Payment):071214579
    Wire Transfer:026009593
    Iowa 
    Paper (ex. Ordering Checks):073000176
    Electronic (ex. Deposit / Auto Payment):073000176
    Wire Transfer:026009593
    Kansas 
    Paper (ex. Ordering Checks):101100045
    Electronic (ex. Deposit / Auto Payment):101100045
    Wire Transfer:026009593
    Kentucky 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Louisiana 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Maine 
    Paper (ex. Ordering Checks):011200365
    Electronic (ex. Deposit / Auto Payment):011200365
    Wire Transfer:026009593
    Maryland 
    Paper (ex. Ordering Checks):052001633
    Electronic (ex. Deposit / Auto Payment):052001633
    Wire Transfer:026009593
    Massachusetts 
    Paper (ex. Ordering Checks):011000138
    Electronic (ex. Deposit / Auto Payment):011000138
    Wire Transfer:026009593
    Accounts opened online with
    Bank of America before 8/23/2008    		 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Accounts opened online with
    Bank of America after 8/23/2008    		 
    Paper (ex. Ordering Checks):081904808
    Electronic (ex. Deposit / Auto Payment):081904808
    Wire Transfer:026009593
    All other Michigan accounts 
    Paper (ex. Ordering Checks):072000805
    Electronic (ex. Deposit / Auto Payment):072000805
    Wire Transfer:026009593
    Minnesota 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Mississippi 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Missouri East/St. Louis 
    Paper (ex. Ordering Checks):081000032
    Electronic (ex. Deposit / Auto Payment):081000032
    Wire Transfer:026009593
    Missouri West/Kansas City 
    Paper (ex. Ordering Checks):101000035
    Electronic (ex. Deposit / Auto Payment):081000032
    Wire Transfer:026009593
    Montana 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Nebraska 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Nevada 
    Paper (ex. Ordering Checks):122400724
    Electronic (ex. Deposit / Auto Payment):122400724
    Wire Transfer:026009593
    New Hampshire 
    Paper (ex. Ordering Checks):011400495
    Electronic (ex. Deposit / Auto Payment):011400495
    Wire Transfer:026009593
    New Jersey 
    Paper (ex. Ordering Checks):021200339
    Electronic (ex. Deposit / Auto Payment):021200339
    Wire Transfer:026009593
    New Mexico 
    Paper (ex. Ordering Checks):107000327
    Electronic (ex. Deposit / Auto Payment):107000327
    Wire Transfer:026009593
    New York 
    Paper (ex. Ordering Checks):021000322
    Electronic (ex. Deposit / Auto Payment):021000322
    Wire Transfer:026009593
    North Carolina 
    Paper (ex. Ordering Checks):053000196
    Electronic (ex. Deposit / Auto Payment):053000196
    Wire Transfer:026009593
    North Dakota 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Ohio 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Oklahoma 
    Paper (ex. Ordering Checks):103000017
    Electronic (ex. Deposit / Auto Payment):103000017
    Wire Transfer:026009593
    Oregon 
    Paper (ex. Ordering Checks):323070380
    Electronic (ex. Deposit / Auto Payment):323070380
    Wire Transfer:026009593
    Pennsylvania 
    Paper (ex. Ordering Checks):031202084
    Electronic (ex. Deposit / Auto Payment):031202084
    Wire Transfer:026009593
    Rhode Island 
    Paper (ex. Ordering Checks):011500010
    Electronic (ex. Deposit / Auto Payment):011500010
    Wire Transfer:026009593
    South Carolina 
    Paper (ex. Ordering Checks):053904483
    Electronic (ex. Deposit / Auto Payment):053904483
    Wire Transfer:026009593
    South Dakota 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Tennessee 
    Paper (ex. Ordering Checks):064000020
    Electronic (ex. Deposit / Auto Payment):064000020
    Wire Transfer:026009593
    Texas, North 
    Paper (ex. Ordering Checks):111000025
    Electronic (ex. Deposit / Auto Payment):111000025
    Wire Transfer:026009593
    Texas, South 
    Paper (ex. Ordering Checks):113000023
    Electronic (ex. Deposit / Auto Payment):111000025
    Wire Transfer:026009593
    Utah 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Vermont 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Virginia 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Washington 
    Paper (ex. Ordering Checks):125000024
    Electronic (ex. Deposit / Auto Payment):125000024
    Wire Transfer:026009593
    West Virginia 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Wisconsin 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593
    Wyoming 
    Paper (ex. Ordering Checks):051000017
    Electronic (ex. Deposit / Auto Payment):051000017
    Wire Transfer:026009593

    Job Openings

    Open positions for Bank of America in Central Square.

    Consumer Complaint Stats

    Product / Complaint category Complaints in 2013
    Mortgage136
    Bank account or service52
    Credit card15
    Consumer loan3
    Debt collection2
    Money transfers1
    Student loan1

    Bank of America Consumer Complaints (New York, 2013)

    Average ratio for Bank of America: 9.37 complaints per branch.These numbers are gathered from the CFPB (Consumer Financial Protection Bureau) to give you a transparent overview of complaints Bank of America in New York received in 2013.

    Having problems with your bank? File a bank account or service complaint here.

    Bank of America Bank Hours (Business hours)

    These are the bank hours for Bank of America. Call (315) 676-2122 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.

    Monday 9:00 am - 5:00 pm
    Tuesday 9:00 am - 5:00 pm
    Wednesday 9:00 am - 5:00 pm
    Thursday 9:00 am - 5:00 pm
    Friday 9:00 am - 6:00 pm
    Saturday 9:00-1:00pm
    Sunday closed

    Fees, interest rates and costs

    There's currently no additional information available about fees or rates for Bank of America.

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    Address

    Bank location


    Bank address

    Bank of America
    3235 Fulton Ave
    Central Square, NY 13036

    Navigation data

    Area Code: 315
    Latitude: 43.287084
    Longitude: -76.147068
    County: Oswego
    FIPS county code: 36075
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    External resources

    ATM locator
    Routing Numbers
    Official website

    Phone

    Phone: (315) 676-2122
    Fax: No listed fax number.

    Email address

    No listed email address.

    Areas of practice

    Bank of America is listed under Banks - Investment Services in Central Square, New York .

    Pro tip Browse Banks & bank offices in Central Square, New York by bank issue and category.

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